(Good through 10/1/2021)
How It Works
Our system will review the criteria you submit in real time then match you with a local dealership that best fits your current financial and credit needs. Upon approval a credit agent will be assigned to you. She/he will contact you and guide you through the simple process. They will tell you where to go, who to meet with, and what to bring with you to secure your auto loan. When you show up for your appointment at the dealership they will have your information and approval already loaded in to their computers.
Our participating dealerships and lenders are located in NJ. Our system is designed to only match you with the closest dealership that can help you obtain auto financing.
If you have Bad Credit or even No Credit our system will match you with a dealership who specializes in your situation. No more embarrassing rejections!
What You Need
Each of our participating New Jersey dealerships has their own requirements. Your assigned credit agent will gather all of the information needed for you. Generally most lenders will require the following documents:
- Valid Driver's License.
- Proof of Income (Disability is accepted).
- Automobile Insurance (We can assist you with this).
- Phone Bill, Utility Bill, or Checking Account Statement.
njbadcredit.com is part of a dealer network that has been assisting customers in obtaining auto loans for over 10 years. All of the dealerships enrolled in our program adhere to our strict loan processing guidelines.
We have direct connections with reputable used automobile dealerships, new car franchises, and truck dealers through out New Jersey. Whether you are looking for a car, truck, SUV, mini-van, or van we have a dealer that can help you obtain your next vehicle.